Individual Tax Identification Number (ITIN)

Loan for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage as long as they meet the eligibility requirements. This loan product is a full doc non-QM mortgage offering flexibility for individuals residing in the United States.

• No Social Security Number.

• No Credit Score.

• No Traditional Credit History.

• No Aughorization of Employment. (as long as you have been working for 2 years and filling taxes).

• Loans up to $1.5M In-house, $2.5M brokered.

• Purchase and cash-out or rate-term refinance.

• Primary residence only.

• Single Family & Condos (up to 2-units).

• Non-warrantable condos allowed.

• Up to 50% DTI.

• Minimum 640 credit.

• Maximum LTV 80% Inhouse.

• Reserves Required.