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Element Home Loans

Home
Client Info
Schedule Appointment with Ray
Access Your Loan File
Upload Documents
E-Sign Documents
Mortgage Calculators - Multiple Options
Buydown Calculator
Mortgage News
Mortgage Basics
Credit Information
Income Qualification
What You Pay...
Interest Rates
Seller Concession
Home Owner's Insurance
Attorney - Q&A
Title Insurance
Escrow Policy
Converting to Investment
Flipping / Rapid Appreciation
Repair Escrows
Survey, Property
Creating an Estate Will
POA - Power of Attorney
Loan Types
2025 Loan Limits
Asset Qualifier
Bank Statement Loan
Challenged Credit Loan
Closed-End Second Mortgage
Construction (One Time Close)
Conventional
Doctor Program
DSCR Investment Loan
Element Bridge Loan
FHA
Foreign National
Future Income Loan
Fix & Flip
Georgia Dream
HECM (Reverse)
HELOC - Bank Statement
Investment Homes
ITIN Mortgage Loan
JUMBO
Modular & Manufactured
No-Ratio Loan
P&L Loan
Refinance Loans
Renovation Loans
USDA
VA
1099
All-In-One
Introduction
Pro's & Con's
Summary Video of AIO
Common Questions
Program Highlights
Income
Credit Requirements
Reserves Required
After Closing
AIO Simulator (Calculator)
Business Listing
About Us
Our Team
Pictures
Services
Testimonials
Causes we Support
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Element Home Loans, 326 Lake Forest Drive, Newnan, GA, 30265, United States470-481-3947RayEvans@ElementHL.com

Licensed Address: 1190 Winterson Road, Suite 300, Linthicum, MD 21090.

Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.