Client Info
Schedule Appointment with Ray
Access Your Loan File
Upload Documents
E-Sign Documents
Mortgage Calculators - Multiple Options
Buydown Calculator
Mortgage News
What is a Mortgage
Credit - General Information
Credit - Protect Yourself
Income Qualification
What You Pay...
Interest Rates
Seller Concession
Attorney - Q&A
Title Insurance
Home Owner's Insurance
Mortgage Insurance
Points
Mortgage Terms
Escrow Policy
Flipping / Rapid Appreciation
Repair Escrows
Survey, Property
Converting to Investment
Business Listing
Creating an Estate Will
All-In-One
Introduction
Pro's & Con's
Summary Video of AIO
Common Questions
Program Highlights
Income
Credit Requirements
Reserves Required
After Closing
AIO Simulator (Calculator)
Loan Types
Loan Limits
Conventional
Construction (One Time Close)
Renovation Loans
Investment Homes
Doctor Program
Future Income Loan
FHA
FHA - HECM (Reverse)
Modular & Manufactured
USDA
VA
JUMBO
Non-QM Loans
Refinance Loans
Element Bridge Loan
Georgia Dream
Non-QM
No-Ratio Loan
1099
Bank Statement Loan
P&L Loan
Asset Qualifier
Challenged Credit Loan
Closed-End Second Mortgage
DSCR Investment Loan
Fix & Flip
Foreign National
HELOC - Bank Statement
ITIN Mortgage Loan
About Us
Our Team
Pictures
Services
Testimonials
Causes we Support
Home

Element Home Loans

Client Info
Schedule Appointment with Ray
Access Your Loan File
Upload Documents
E-Sign Documents
Mortgage Calculators - Multiple Options
Buydown Calculator
Mortgage News
What is a Mortgage
Credit - General Information
Credit - Protect Yourself
Income Qualification
What You Pay...
Interest Rates
Seller Concession
Attorney - Q&A
Title Insurance
Home Owner's Insurance
Mortgage Insurance
Points
Mortgage Terms
Escrow Policy
Flipping / Rapid Appreciation
Repair Escrows
Survey, Property
Converting to Investment
Business Listing
Creating an Estate Will
All-In-One
Introduction
Pro's & Con's
Summary Video of AIO
Common Questions
Program Highlights
Income
Credit Requirements
Reserves Required
After Closing
AIO Simulator (Calculator)
Loan Types
Loan Limits
Conventional
Construction (One Time Close)
Renovation Loans
Investment Homes
Doctor Program
Future Income Loan
FHA
FHA - HECM (Reverse)
Modular & Manufactured
USDA
VA
JUMBO
Non-QM Loans
Refinance Loans
Element Bridge Loan
Georgia Dream
Non-QM
No-Ratio Loan
1099
Bank Statement Loan
P&L Loan
Asset Qualifier
Challenged Credit Loan
Closed-End Second Mortgage
DSCR Investment Loan
Fix & Flip
Foreign National
HELOC - Bank Statement
ITIN Mortgage Loan
About Us
Our Team
Pictures
Services
Testimonials
Causes we Support
Home
20190302_205701.jpg
1.jpg
IMG_9156.JPG
image.jpg
20190303_111143.jpg
4.jpg
Lee 1.JPG
7.JPG
DSCN0119.JPG
image.jpg
DSCN0128.JPG
DSCN0130.JPG
DSC03742.JPG
DSC02845.JPG
DSCF1673.JPG
DSC02814.JPG
DSC01043.JPG
20140623_110201.jpg
DSCN0117.JPG
IMG_8978.JPG
DSCN0121.JPG
4.jpg
39417+%281%29.jpg
20190302_205735.jpg
20190302_205815.jpg
image.jpg
image.jpg
20191008_190016.jpg
IMG_2396.JPG
IMG_2498.JPG
IMG_E2412.JPG
IMG_E2424.JPG
IMG_E2458.JPG
IMG_E2476.JPG
IMG_E2480.JPG
IMG_E2565.JPG
IMG_E2576.JPG
DSC05902.jpg
IMG_E2600.JPG
IMG_8986.JPG
IMG_9153.JPG
6.jpg
IMG_9003.JPG
7.jpg
Lee 1.JPG
DSCN0130.JPG
image.jpg
2019-12-17 17.29.53.jpg
DSCN0119.JPG
16183.jpg
20191009_194238.jpg
7.JPG
20171209_211710.jpg
Christmas 1.jpeg
Snorking 5.jpg
Plane 3.jpg
image.jpg
IMG_2106.jpg
3.jpg
1.jpg
4.jpg
8.jpg
14.jpg
9.jpg
11.jpg
13.jpg
15.jpg
20.jpg
21.jpg
18.jpg
17.jpg
19.jpg
2.jpg
Ray & Laurie 2.jpg
Meraviglia.jpg
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82
Previous Next
20190302_205701.jpg
1.jpg
IMG_9156.JPG
image.jpg
20190303_111143.jpg
4.jpg
Lee 1.JPG
7.JPG
DSCN0119.JPG
image.jpg
DSCN0128.JPG
DSCN0130.JPG
DSC03742.JPG
DSC02845.JPG
DSCF1673.JPG
DSC02814.JPG
DSC01043.JPG
20140623_110201.jpg
DSCN0117.JPG
IMG_8978.JPG
DSCN0121.JPG
4.jpg
39417+%281%29.jpg
20190302_205735.jpg
20190302_205815.jpg
image.jpg
image.jpg
20191008_190016.jpg
IMG_2396.JPG
IMG_2498.JPG
IMG_E2412.JPG
IMG_E2424.JPG
IMG_E2458.JPG
IMG_E2476.JPG
IMG_E2480.JPG
IMG_E2565.JPG
IMG_E2576.JPG
DSC05902.jpg
IMG_E2600.JPG
IMG_8986.JPG
IMG_9153.JPG
6.jpg
IMG_9003.JPG
7.jpg
Lee 1.JPG
DSCN0130.JPG
image.jpg
2019-12-17 17.29.53.jpg
DSCN0119.JPG
16183.jpg
20191009_194238.jpg
7.JPG
20171209_211710.jpg
Christmas 1.jpeg
Snorking 5.jpg
Plane 3.jpg
image.jpg
IMG_2106.jpg
3.jpg
1.jpg
4.jpg
8.jpg
14.jpg
9.jpg
11.jpg
13.jpg
15.jpg
20.jpg
21.jpg
18.jpg
17.jpg
19.jpg
2.jpg
Ray & Laurie 2.jpg
Meraviglia.jpg
Back to Top
New Index
Element Home Loans, 326 Lake Forest Drive, Newnan, GA, 30265, United States470-481-3947RayEvans@ElementHL.com

Licensed Address: 1190 Winterson Road, Suite 300, Linthicum, MD 21090.

Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.