Foreign National

This product is for foreign nationals wanting to purchase or refinance a home in the United States. They must reside and work in their home country. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

• For Foreign Nationals Purchasing in US.

• Loans up to $1.5 million, with a minimum of $100,000.

• Maximum 70% LTV.

• Purchase and cash-out or rate-term refinance.

• Investment property only.

• DSCR program with a 1:1 ratio on cash flow.

• Cannot reside in the United States.

• Closing in a U.S. LLC entity permitted.

• Assets sourced and seasoned for 60 days - must be in a U.S. FDIC insured bank for a minimum of 30 days.

• 12 months' reserves required and can remain in a borrower's home country.

• ACH auto-payment is required.

• Must have an eligible Visa: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P1, P2.

• No gift funds allowed.