Doctor Program

• Primary residence purchase only.

• Offered nationally except for AK, AL, MS, LA.

• 7 and 10-year ARMS.

• Only 5% Down Payment Needed.

• No MI (Mortgage Insurance).

• Loan amounts from $400,000 to $2,000,000.

• Flexible Qualification - Student Loan Friendly!

  • If repayment starts more than 12-months from your application date, the student loans are not counted into your debt-to-income (DTI) ratio.

  • If repayment does start within 12 months, we will count only .5% of the loan balance in your debt-to-income (DTI) ratio.

• At least one borrower must hold a recognized doctor position/title.